Who qualifies for One-Hour Loans?

Anyone aged 18+ who is an Australian citizen or permanent resident, has internet banking, can provide at least 90 days of bank statements, and demonstrates regular, consistent income.

Why are One Hour Loans popular?

They are easy to access and the entire application is completed online, making the process quick and effortless.

How many types of One Hour Loans do you offer?

We offer three categories: Small Loans ($300 to $2,000, 12-month term, 4% per month); Medium Loans ($2,100 to $4,900, 13–24 month term, 48% annual percentage rate); Large Loans ($5,000 to $10,000, 13–24 month term, 21.24% annual percentage rate).

How do I apply for the loan?

Apply online via our paperless process from home or work. We review your application and aim to respond within 60 minutes.

Can I qualify for a loan if I have a bad credit history?

Yes. We assess each application individually. Credit checks are part of the process, but we also consider your income versus expenses and overall financial stability.

What other factors are considered during the application process?

We consider income stability and amount, loan history, and dishonour percentage.

How much can I borrow?

You can borrow between $300 and $10,000. We recommend borrowing only what you need.

How will I make the repayments?

Repayments are made via direct debit from your internet banking account on your income cycle. Contact us if you need to adjust your repayment plan.

We lend anywhere in Australia, including Sydney, Melbourne, Brisbane, Adelaide, Canberra, Gold Coast, Sunshine Coast, Cairns, and Maroochydore.

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